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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,068 | $198,461-65.2% | $170,436-59.5% | $147,585-53.2% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 11.59% | 257.30%-245.7pp | 205.94%-194.3pp | 578.57%-567.0pp |
| Employer contribution / active EE | $8,317 | $6,184+34.5% | $5,433+53.1% | $4,876+70.6% |
| Participant deferral / active EE | $3,676 | $5,629-34.7% | $4,939-25.6% | $5,439-32.4% |
| Admin fee / account holder | $663 | $16,852-96.1% | $13,880-95.2% | $10,885-93.9% |