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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,859 | $72,273+35.4% | $101,275-3.4% | $79,856+22.5% |
| Participation rate | 92.3% | 68.5%+23.8pp | 75.8%+16.5pp | 69.6%+22.7pp |
| Annual return | 9.67% | 22.30%-12.6pp | 46.48%-36.8pp | 31.71%-22.0pp |
| Employer contribution / active EE | $20,728 | $2,691+670.2% | $3,660+466.3% | $2,471+738.8% |
| Participant deferral / active EE | $1,577 | $3,282-51.9% | $4,371-63.9% | $3,741-57.8% |
| Admin fee / account holder | $29,844 | $4,401+578.1% | $5,948+401.7% | $5,306+462.4% |