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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,242 | $65,367+53.4% | $92,915+7.9% | $72,976+37.4% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 2.94% | 42.11%-39.2pp | 109.45%-106.5pp | 81.02%-78.1pp |
| Employer contribution / active EE | $15,565 | $2,594+500.1% | $3,653+326.0% | $2,440+537.9% |
| Participant deferral / active EE | $1,397 | $3,128-55.3% | $4,238-67.0% | $3,608-61.3% |
| Admin fee / account holder | $882 | $4,251-79.3% | $5,796-84.8% | $5,124-82.8% |