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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,366,936 | $202,463+575.2% | $169,397+706.9% | $139,487+880.0% |
| Participation rate | 62.5% | 81.1%-18.6pp | 77.2%-14.7pp | 80.3%-17.8pp |
| Annual return | 14.09% | 532.64%-518.6pp | 406.23%-392.1pp | 373.84%-359.8pp |
| Employer contribution / active EE | $11,523 | $4,694+145.5% | $4,013+187.1% | $4,755+142.3% |
| Participant deferral / active EE | $6,750 | $6,941-2.7% | $6,223+8.5% | $6,713+0.6% |
| Admin fee / account holder | $315 | $10,726-97.1% | $9,017-96.5% | $11,407-97.2% |