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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,269,596 | $228,395+455.9% | $185,861+583.1% | $158,982+698.6% |
| Participation rate | 85.7% | 82.3%+3.4pp | 78.0%+7.7pp | 82.0%+3.7pp |
| Annual return | 13.33% | 40.82%-27.5pp | 35.96%-22.6pp | 302.99%-289.7pp |
| Employer contribution / active EE | $12,159 | $4,968+144.8% | $4,088+197.4% | $4,763+155.3% |
| Participant deferral / active EE | $7,143 | $6,417+11.3% | $5,634+26.8% | $5,983+19.4% |
| Admin fee / account holder | $1,733 | $11,869-85.4% | $9,503-81.8% | $11,252-84.6% |