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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,896 | $59,116-17.3% | $86,438-43.4% | $68,486-28.6% |
| Participation rate | 26.7% | 75.2%-48.6pp | 80.3%-53.7pp | 67.9%-41.2pp |
| Annual return | -17.84% | -0.23%-17.6pp | 4397.19%-4415.0pp | -7.85%-10.0pp |
| Employer contribution / active EE | $373 | $2,519-85.2% | $3,769-90.1% | $2,597-85.6% |
| Participant deferral / active EE | $3,524 | $5,902-40.3% | $6,952-49.3% | $4,028-12.5% |
| Admin fee / account holder | $2,490 | $5,639-55.8% | $6,733-63.0% | $5,404-53.9% |