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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,984 | $70,486-24.8% | $100,528-47.3% | $79,852-33.6% |
| Participation rate | 24.1% | 73.6%-49.6pp | 79.4%-55.3pp | 69.6%-45.5pp |
| Annual return | 13.08% | 21.90%-8.8pp | 30.90%-17.8pp | 31.72%-18.6pp |
| Employer contribution / active EE | $309 | $2,165-85.7% | $3,419-91.0% | $2,471-87.5% |
| Participant deferral / active EE | $2,449 | $5,182-52.7% | $6,271-60.9% | $3,740-34.5% |
| Admin fee / account holder | $2,055 | $4,480-54.1% | $8,084-74.6% | $5,306-61.3% |