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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,935 | $78,707+29.5% | $117,861-13.5% | $70,126+45.4% |
| Participation rate | 77.8% | 73.2%+4.6pp | 79.7%-1.9pp | 69.5%+8.2pp |
| Annual return | 10.27% | 23.30%-13.0pp | 335.11%-324.8pp | 73.15%-62.9pp |
| Employer contribution / active EE | $2,948 | $2,223+32.6% | $3,786-22.1% | $2,343+25.9% |
| Participant deferral / active EE | $4,395 | $3,297+33.3% | $4,482-1.9% | $3,332+31.9% |
| Admin fee / account holder | $621 | $5,066-87.7% | $8,021-92.3% | $4,645-86.6% |