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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,119 | $121,701+72.7% | $104,639+100.8% | $158,982+32.2% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 1.48% | 465.72%-464.2pp | 340.67%-339.2pp | 302.99%-301.5pp |
| Employer contribution / active EE | $0 | $3,165-100.0% | $2,682-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $4,562 | $4,176+9.3% | $3,738+22.1% | $5,983-23.8% |
| Admin fee / account holder | $550 | $7,778-92.9% | $6,465-91.5% | $11,252-95.1% |