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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $354,934 | $183,592+93.3% | $155,574+128.1% | $145,877+143.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.65% | 61.37%-47.7pp | 64.87%-51.2pp | 551.28%-537.6pp |
| Employer contribution / active EE | $10,456 | $5,317+96.7% | $4,676+123.6% | $4,663+124.2% |
| Participant deferral / active EE | $5,644 | $6,466-12.7% | $5,629+0.3% | $6,691-15.6% |
| Admin fee / account holder | $496 | $19,316-97.4% | $15,914-96.9% | $13,402-96.3% |