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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,673 | $167,353+86.2% | $143,797+116.7% | $134,545+131.7% |
| Participation rate | 81.3% | 84.8%-3.6pp | 80.3%+0.9pp | 81.2%0pp |
| Annual return | -16.94% | 0.48%-17.4pp | -0.04%-16.9pp | 418.37%-435.3pp |
| Employer contribution / active EE | $12,464 | $5,620+121.8% | $4,952+151.7% | $4,742+162.9% |
| Participant deferral / active EE | $6,995 | $6,447+8.5% | $5,638+24.1% | $6,401+9.3% |
| Admin fee / account holder | $1,316 | $18,096-92.7% | $14,679-91.0% | $11,431-88.5% |