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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,984 | $148,582-3.1% | $135,942+5.9% | $139,456+3.2% |
| Participation rate | 52.6% | 83.9%-31.2pp | 81.9%-29.3pp | 80.3%-27.7pp |
| Annual return | 24.36% | 79.26%-54.9pp | 68.28%-43.9pp | 373.45%-349.1pp |
| Employer contribution / active EE | $0 | $5,245-100.0% | $4,858-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $3,313 | $8,101-59.1% | $7,759-57.3% | $6,711-50.6% |
| Admin fee / account holder | $2,320 | $12,402-81.3% | $10,764-78.4% | $11,407-79.7% |