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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,697 | $81,504+122.9% | $102,437+77.4% | $80,959+124.4% |
| Participation rate | 89.7% | 66.9%+22.9pp | 74.5%+15.2pp | 67.7%+22.1pp |
| Annual return | 10.20% | 25.60%-15.4pp | 24.95%-14.7pp | 35.67%-25.5pp |
| Employer contribution / active EE | $5,063 | $3,104+63.1% | $3,871+30.8% | $2,757+83.6% |
| Participant deferral / active EE | $9,166 | $3,871+136.8% | $5,060+81.2% | $4,300+113.2% |
| Admin fee / account holder | $23,198 | $6,719+245.2% | $8,388+176.6% | $6,925+235.0% |