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| Provider | Service type | Compensation |
|---|---|---|
ROSSMORE PROPERTY & CASUALTY2 years Filed as: ROSSMORE PRIVATE CAPITAL LLC Service code 27 175 CAPITAL BLVD STE 402 · ROCKY HILL, CT 06067 | Advisory (Plan) | $15,575 |
AMERICAN FUNDS3 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $1,450 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,704 | $59,220+58.2% | $96,570-3.0% | $79,391+18.0% |
| Participation rate | 33.3% | 61.9%-28.6pp | 69.8%-36.5pp | 70.7%-37.4pp |
| Annual return | 19.09% | 27.08%-8.0pp | 37.79%-18.7pp | 116.88%-97.8pp |
| Employer contribution / active EE | $0 | $1,216-100.0% | $2,357-100.0% | $2,428-100.0% |
| Participant deferral / active EE | $1,994 | $2,948-32.4% | $3,849-48.2% | $4,046-50.7% |
| Admin fee / account holder | $122 | $659-81.5% | $6,182-98.0% | $627-80.5% |