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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,143 | $106,247+110.0% | $96,515+131.2% | $139,466+60.0% |
| Participation rate | 75.0% | 77.8%-2.8pp | 74.3%+0.7pp | 80.3%-5.3pp |
| Annual return | 10.41% | 38.47%-28.1pp | 35.73%-25.3pp | 373.66%-363.3pp |
| Employer contribution / active EE | $13,431 | $4,106+227.1% | $3,740+259.2% | $4,754+182.5% |
| Participant deferral / active EE | $15,000 | $5,456+174.9% | $4,880+207.4% | $6,712+123.5% |
| Admin fee / account holder | $809 | $7,885-89.7% | $6,735-88.0% | $11,409-92.9% |