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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,098 | $115,814+34.8% | $101,275+54.1% | $158,982-1.8% |
| Participation rate | 66.7% | 79.4%-12.7pp | 75.8%-9.1pp | 82.0%-15.3pp |
| Annual return | 10.00% | 56.16%-46.2pp | 46.48%-36.5pp | 302.99%-293.0pp |
| Employer contribution / active EE | $15,200 | $4,176+264.0% | $3,660+315.3% | $4,763+219.1% |
| Participant deferral / active EE | $17,333 | $4,958+249.6% | $4,371+296.6% | $5,983+189.7% |
| Admin fee / account holder | $374 | $7,249-94.8% | $5,948-93.7% | $11,252-96.7% |