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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,288 | $93,589+26.4% | $135,942-13.0% | $75,181+57.3% |
| Participation rate | 84.8% | 75.2%+9.7pp | 81.9%+2.9pp | 67.2%+17.7pp |
| Annual return | 23.82% | 30.90%-7.1pp | 68.28%-44.5pp | 160.69%-136.9pp |
| Employer contribution / active EE | $994 | $3,537-71.9% | $4,858-79.5% | $2,671-62.8% |
| Participant deferral / active EE | $2,635 | $6,405-58.9% | $7,759-66.0% | $4,126-36.1% |
| Admin fee / account holder | $7,156 | $6,977+2.6% | $10,764-33.5% | $5,650+26.7% |