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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,036 | $145,431+10.7% | $211,142-23.7% | $87,485+84.1% |
| Participation rate | 69.4% | 84.7%-15.3pp | 87.3%-17.8pp | 68.9%+0.5pp |
| Annual return | 15.04% | 27.21%-12.2pp | 46.84%-31.8pp | 26.06%-11.0pp |
| Employer contribution / active EE | $4,537 | $4,662-2.7% | $6,442-29.6% | $2,596+74.8% |
| Participant deferral / active EE | $8,578 | $6,859+25.1% | $9,284-7.6% | $4,274+100.7% |
| Admin fee / account holder | $1,733 | $17,052-89.8% | $19,076-90.9% | $7,775-77.7% |