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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,753 | $125,797-4.0% | $170,043-29.0% | $75,173+60.6% |
| Participation rate | 63.6% | 83.6%-20.0pp | 87.0%-23.4pp | 67.2%-3.6pp |
| Annual return | 16.01% | 27.20%-11.2pp | 53.40%-37.4pp | 160.72%-144.7pp |
| Employer contribution / active EE | $4,261 | $4,616-7.7% | $6,790-37.2% | $2,671+59.5% |
| Participant deferral / active EE | $7,014 | $6,838+2.6% | $10,410-32.6% | $4,126+70.0% |
| Admin fee / account holder | $1,060 | $8,177-87.0% | $12,824-91.7% | $5,651-81.2% |