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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,760 | $202,345-30.9% | $172,755-19.1% | $152,885-8.6% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 19.44% | 1029.77%-1010.3pp | 802.94%-783.5pp | 345.39%-325.9pp |
| Employer contribution / active EE | $8,571 | $5,858+46.3% | $5,144+66.6% | $4,763+80.0% |
| Participant deferral / active EE | $2,217 | $5,948-62.7% | $5,198-57.3% | $5,851-62.1% |
| Admin fee / account holder | $2,861 | $17,111-83.3% | $13,955-79.5% | $11,598-75.3% |