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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,799 | $209,425-62.4% | $178,499-55.9% | $158,966-50.4% |
| Participation rate | 80.0% | 86.4%-6.4pp | 81.9%-1.9pp | 82.0%-2.0pp |
| Annual return | 13.38% | 188.80%-175.4pp | 151.10%-137.7pp | 302.95%-289.6pp |
| Employer contribution / active EE | $2,086 | $5,707-63.5% | $5,011-58.4% | $4,762-56.2% |
| Participant deferral / active EE | $1,662 | $5,955-72.1% | $5,202-68.0% | $5,983-72.2% |
| Admin fee / account holder | $881 | $17,078-94.8% | $13,986-93.7% | $11,250-92.2% |