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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,788 | $202,342-72.9% | $172,752-68.3% | $152,897-64.2% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 19.01% | 1029.83%-1010.8pp | 802.97%-784.0pp | 345.43%-326.4pp |
| Employer contribution / active EE | $2,023 | $5,858-65.5% | $5,144-60.7% | $4,764-57.5% |
| Participant deferral / active EE | $1,962 | $5,948-67.0% | $5,198-62.3% | $5,851-66.5% |
| Admin fee / account holder | $600 | $17,111-96.5% | $13,955-95.7% | $11,599-94.8% |