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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,526 | $109,372-78.5% | $89,414-73.7% | $158,966-85.2% |
| Participation rate | 92.3% | 74.3%+18.0pp | 68.0%+24.3pp | 82.0%+10.3pp |
| Annual return | 16.10% | 345.55%-329.5pp | 245.50%-229.4pp | 302.95%-286.9pp |
| Employer contribution / active EE | $4,541 | $3,171+43.2% | $2,586+75.6% | $4,762-4.6% |
| Participant deferral / active EE | $3,070 | $4,598-33.2% | $3,890-21.1% | $5,983-48.7% |
| Admin fee / account holder | $1,351 | $6,156-78.1% | $4,883-72.3% | $11,250-88.0% |