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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,861 | $95,188-90.7% | $76,518-88.4% | $135,379-93.5% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | -13.53% | 4.85%-18.4pp | -0.27%-13.3pp | 519.79%-533.3pp |
| Employer contribution / active EE | $3,061 | $3,303-7.3% | $2,647+15.6% | $4,779-36.0% |
| Participant deferral / active EE | $1,360 | $4,640-70.7% | $3,836-64.5% | $5,609-75.8% |
| Admin fee / account holder | $339 | $6,249-94.6% | $4,849-93.0% | $10,828-96.9% |