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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,371 | $90,617-79.7% | $79,476-76.9% | $135,382-86.4% |
| Participation rate | 100.0% | 76.1%+23.9pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | -4.48% | 977.57%-982.0pp | 718.21%-722.7pp | 519.77%-524.2pp |
| Employer contribution / active EE | $3,221 | $3,068+5.0% | $2,800+15.0% | $4,779-32.6% |
| Participant deferral / active EE | $2,418 | $4,050-40.3% | $3,704-34.7% | $5,609-56.9% |
| Admin fee / account holder | $1,023 | $5,907-82.7% | $5,113-80.0% | $10,829-90.6% |