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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,435 | $95,383+182.5% | $185,837+45.0% | $85,856+213.8% |
| Participation rate | 96.2% | 68.8%+27.4pp | 81.7%+14.4pp | 69.3%+26.8pp |
| Annual return | 9.86% | 23.59%-13.7pp | 122.08%-112.2pp | 318.58%-308.7pp |
| Employer contribution / active EE | $13,241 | $3,313+299.7% | $5,168+156.2% | $2,565+416.2% |
| Participant deferral / active EE | $16,824 | $3,423+391.4% | $5,568+202.1% | $3,952+325.7% |
| Admin fee / account holder | $21,999 | $7,213+205.0% | $16,241+35.5% | $6,261+251.4% |