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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $366,572 | $155,555+135.7% | $146,866+149.6% | $155,188+136.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 14.74% | 115.41%-100.7pp | 102.85%-88.1pp | 148.84%-134.1pp |
| Employer contribution / active EE | $5,089 | $4,647+9.5% | $4,425+15.0% | $4,248+19.8% |
| Participant deferral / active EE | $4,894 | $8,044-39.2% | $7,759-36.9% | $6,531-25.1% |
| Admin fee / account holder | $10,164 | $14,755-31.1% | $13,620-25.4% | $14,480-29.8% |