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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,524 | $150,447+51.2% | $136,298+66.9% | $147,586+54.2% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 15.86% | 1049.15%-1033.3pp | 5156.27%-5140.4pp | 578.59%-562.7pp |
| Employer contribution / active EE | $5,989 | $5,256+13.9% | $4,696+27.5% | $4,876+22.8% |
| Participant deferral / active EE | $8,900 | $6,631+34.2% | $6,247+42.5% | $5,439+63.6% |
| Admin fee / account holder | $2,198 | $10,906-79.8% | $9,244-76.2% | $10,886-79.8% |