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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,191 | $97,729-17.9% | $83,830-4.3% | $135,379-40.8% |
| Participation rate | 89.5% | 80.0%+9.5pp | 76.1%+13.3pp | 82.6%+6.8pp |
| Annual return | 3.39% | 1287.52%-1284.1pp | 850.97%-847.6pp | 519.79%-516.4pp |
| Employer contribution / active EE | $2,390 | $4,222-43.4% | $3,631-34.2% | $4,779-50.0% |
| Participant deferral / active EE | $4,084 | $4,683-12.8% | $4,082+0.1% | $5,609-27.2% |
| Admin fee / account holder | $2,576 | $6,674-61.4% | $5,479-53.0% | $10,828-76.2% |