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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,477 | $99,345-37.1% | $84,753-26.3% | $273,972-77.2% |
| Participation rate | 94.1% | 80.7%+13.4pp | 76.6%+17.5pp | 83.0%+11.1pp |
| Annual return | 7.59% | 22.93%-15.3pp | 22.78%-15.2pp | 41.46%-33.9pp |
| Employer contribution / active EE | $1,694 | $4,214-59.8% | $3,574-52.6% | $4,869-65.2% |
| Participant deferral / active EE | $2,686 | $4,270-37.1% | $3,712-27.6% | $5,287-49.2% |
| Admin fee / account holder | $1,878 | $6,645-71.7% | $5,333-64.8% | $10,133-81.5% |