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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,537 | $100,938-4.4% | $90,461+6.7% | $158,982-39.3% |
| Participation rate | 73.3% | 75.0%-1.7pp | 72.7%+0.6pp | 82.0%-8.6pp |
| Annual return | 9.56% | 1727.20%-1717.6pp | 1294.76%-1285.2pp | 302.99%-293.4pp |
| Employer contribution / active EE | $477 | $3,691-87.1% | $3,264-85.4% | $4,763-90.0% |
| Participant deferral / active EE | $3,167 | $4,350-27.2% | $3,964-20.1% | $5,983-47.1% |
| Admin fee / account holder | $312 | $6,510-95.2% | $5,617-94.4% | $11,252-97.2% |