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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,913 | $103,038-3.0% | $90,324+10.6% | $152,909-34.7% |
| Participation rate | 75.0% | 75.9%-0.9pp | 73.3%+1.7pp | 82.5%-7.5pp |
| Annual return | 12.81% | 95.25%-82.4pp | 78.15%-65.3pp | 345.46%-332.7pp |
| Employer contribution / active EE | $1,733 | $3,141-44.8% | $2,856-39.3% | $4,764-63.6% |
| Participant deferral / active EE | $4,252 | $4,282-0.7% | $3,885+9.4% | $5,851-27.3% |
| Admin fee / account holder | $22,105 | $6,177+257.8% | $5,356+312.7% | $11,601+90.5% |