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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,519 | $157,829-54.1% | $136,867-47.0% | $198,609-63.5% |
| Participation rate | 73.3% | 77.2%-3.8pp | 74.5%-1.2pp | 82.4%-9.0pp |
| Annual return | 12.81% | 51.25%-38.4pp | 42.97%-30.2pp | 202.70%-189.9pp |
| Employer contribution / active EE | $0 | $3,923-100.0% | $3,547-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $3,972 | $5,463-27.3% | $4,924-19.3% | $6,977-43.1% |
| Admin fee / account holder | $6,473 | $11,107-41.7% | $10,340-37.4% | $19,030-66.0% |