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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,519 | $72,071+0.6% | $68,368+6.1% | $137,256-47.2% |
| Participation rate | 73.3% | 76.2%-2.9pp | 73.8%-0.4pp | 80.0%-6.6pp |
| Annual return | 12.81% | 353.14%-340.3pp | 292.57%-279.8pp | 220.34%-207.5pp |
| Employer contribution / active EE | $0 | $2,788-100.0% | $2,649-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $3,972 | $4,410-9.9% | $4,123-3.7% | $6,407-38.0% |
| Admin fee / account holder | $6,473 | $5,336+21.3% | $5,150+25.7% | $12,270-47.2% |