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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,122 | $155,555+25.4% | $146,866+32.9% | $155,188+25.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 16.90% | 115.41%-98.5pp | 102.85%-85.9pp | 148.84%-131.9pp |
| Employer contribution / active EE | $7,275 | $4,647+56.6% | $4,425+64.4% | $4,248+71.3% |
| Participant deferral / active EE | $8,720 | $8,044+8.4% | $7,759+12.4% | $6,531+33.5% |
| Admin fee / account holder | $8,087 | $14,755-45.2% | $13,620-40.6% | $14,480-44.2% |