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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,497 | $176,105-17.9% | $159,474-9.4% | $167,536-13.8% |
| Participation rate | 90.0% | 85.0%+5.0pp | 82.8%+7.2pp | 82.1%+7.9pp |
| Annual return | 16.23% | 331.91%-315.7pp | 263.68%-247.5pp | 478.82%-462.6pp |
| Employer contribution / active EE | $2,153 | $5,299-59.4% | $4,831-55.4% | $4,839-55.5% |
| Participant deferral / active EE | $5,964 | $7,751-23.1% | $7,353-18.9% | $6,342-6.0% |
| Admin fee / account holder | $17,797 | $12,559+41.7% | $10,802+64.8% | $12,315+44.5% |