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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,079 | $185,905-11.7% | $170,057-3.5% | $139,487+17.6% |
| Participation rate | 71.4% | 87.8%-16.3pp | 87.0%-15.6pp | 80.3%-8.9pp |
| Annual return | 12.87% | 60.56%-47.7pp | 53.42%-40.5pp | 373.84%-361.0pp |
| Employer contribution / active EE | $1,508 | $7,597-80.2% | $6,790-77.8% | $4,755-68.3% |
| Participant deferral / active EE | $1,884 | $11,627-83.8% | $10,411-81.9% | $6,713-71.9% |
| Admin fee / account holder | $9,441 | $15,397-38.7% | $12,826-26.4% | $11,407-17.2% |