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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,392 | $184,000-29.1% | $162,185-19.6% | $152,909-14.7% |
| Participation rate | 44.4% | 88.5%-44.1pp | 87.6%-43.1pp | 82.5%-38.0pp |
| Annual return | 17.54% | 150.80%-133.3pp | 115.61%-98.1pp | 345.46%-327.9pp |
| Employer contribution / active EE | $1,879 | $6,370-70.5% | $5,613-66.5% | $4,764-60.6% |
| Participant deferral / active EE | $4,387 | $8,033-45.4% | $7,297-39.9% | $5,851-25.0% |
| Admin fee / account holder | $309 | $13,124-97.6% | $10,844-97.1% | $11,601-97.3% |