Filed October 18, 2004
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 · EIN 84-0467907 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $69,804 |
THE PATRIOT FINANCIAL GROUP2 years Service code 26 · EIN 90-0138117 55 WEST STREET STE 201 · WALPOLE, MA 02081 | Advisory (Participants) | $24,699 |
ADP BROKER-DEALER3 years Filed as: PENSION CONSULTANTS Service code 13 · EIN 06-1504963 10 WATERSIDE DRIVE SUITE 200 · FARMINGTON, CT 06032 | Contract Administrator | $22,975 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 15 · EIN 47-2534181 | Recordkeeping | $18,822 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,701 | $99,078-27.6% | $96,544-25.7% | $74,419-3.7% |
| Participation rate | 95.3% | 80.7%+14.6pp | 76.0%+19.3pp | 70.7%+24.6pp |
| Annual return | 12.59% | 22.48%-9.9pp | 25.84%-13.2pp | 34.38%-21.8pp |
| Employer contribution / active EE | $2,074 | $2,570-19.3% | $2,965-30.1% | $2,637-21.4% |
| Participant deferral / active EE | $3,896 | $4,933-21.0% | $4,851-19.7% | $4,528-14.0% |
| Admin fee / account holder | $368 | $225+64.0% | $8,252-95.5% | $348+5.9% |