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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,925 | $73,107+272.0% | $114,563+137.4% | $87,485+210.8% |
| Participation rate | 100.0% | 65.8%+34.2pp | 72.9%+27.1pp | 68.9%+31.1pp |
| Annual return | 14.39% | 19.47%-5.1pp | 241.09%-226.7pp | 26.06%-11.7pp |
| Employer contribution / active EE | $6,374 | $1,881+238.8% | $2,592+145.9% | $2,596+145.5% |
| Participant deferral / active EE | $8,834 | $3,144+181.0% | $4,142+113.3% | $4,274+106.7% |
| Admin fee / account holder | $6,921 | $5,770+19.9% | $7,623-9.2% | $7,775-11.0% |