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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,808 | $66,402+282.2% | $109,907+130.9% | $85,847+195.7% |
| Participation rate | 100.0% | 63.9%+36.1pp | 74.2%+25.8pp | 69.3%+30.7pp |
| Annual return | 12.36% | 19.59%-7.2pp | 29.46%-17.1pp | 318.61%-306.2pp |
| Employer contribution / active EE | $5,790 | $1,687+243.2% | $2,844+103.6% | $2,565+125.7% |
| Participant deferral / active EE | $7,251 | $2,842+155.1% | $4,047+79.2% | $3,952+83.5% |
| Admin fee / account holder | $881 | $4,557-80.7% | $6,069-85.5% | $6,261-85.9% |