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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,925 | $63,703+326.9% | $93,063+192.2% | $82,448+229.8% |
| Participation rate | 100.0% | 63.8%+36.2pp | 72.1%+27.9pp | 68.1%+31.9pp |
| Annual return | 14.39% | -775.43%+789.8pp | 34.15%-19.8pp | 41.64%-27.3pp |
| Employer contribution / active EE | $6,374 | $1,729+268.7% | $2,476+157.4% | $2,551+149.9% |
| Participant deferral / active EE | $8,834 | $2,919+202.6% | $3,958+123.2% | $4,139+113.4% |
| Admin fee / account holder | $6,921 | $5,982+15.7% | $6,033+14.7% | $7,234-4.3% |