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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,936 | $82,674-22.7% | $125,381-49.0% | $68,486-6.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -20.20% | -5.97%-14.2pp | 572.31%-592.5pp | -7.85%-12.3pp |
| Employer contribution / active EE | $8,566 | $3,382+153.3% | $4,815+77.9% | $2,597+229.9% |
| Participant deferral / active EE | $6,389 | $6,111+4.6% | $7,448-14.2% | $4,028+58.6% |
| Admin fee / account holder | $6,443 | $6,277+2.6% | $10,007-35.6% | $5,404+19.2% |