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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,291 | $89,367-58.3% | $141,191-73.6% | $72,975-48.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 56.34% | 111.87%-55.5pp | 71.41%-15.1pp | 81.01%-24.7pp |
| Employer contribution / active EE | $7,639 | $3,115+145.2% | $4,736+61.3% | $2,440+213.1% |
| Participant deferral / active EE | $6,880 | $5,419+27.0% | $6,710+2.5% | $3,608+90.7% |
| Admin fee / account holder | $327 | $5,957-94.5% | $10,264-96.8% | $5,124-93.6% |