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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,349 | $56,199-26.4% | $67,652-38.9% | $59,632-30.7% |
| Participation rate | 80.8% | 71.5%+9.3pp | 75.7%+5.1pp | 68.7%+12.1pp |
| Annual return | 3.68% | 18505.31%-18501.6pp | 6625.04%-6621.4pp | 2041.32%-2037.6pp |
| Employer contribution / active EE | $0 | $1,614-100.0% | $2,266-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $7,991 | $2,844+181.0% | $3,560+124.5% | $3,192+150.4% |
| Admin fee / account holder | $1,250 | $3,958-68.4% | $4,821-74.1% | $4,297-70.9% |