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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,946 | $228,352+35.7% | $185,835+66.8% | $158,966+95.0% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 11.76% | 40.81%-29.1pp | 35.96%-24.2pp | 302.95%-291.2pp |
| Employer contribution / active EE | $1,761 | $4,967-64.5% | $4,087-56.9% | $4,762-63.0% |
| Participant deferral / active EE | $13,923 | $6,416+117.0% | $5,633+147.2% | $5,983+132.7% |
| Admin fee / account holder | $2,711 | $11,867-77.2% | $9,502-71.5% | $11,250-75.9% |