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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,354 | $215,361-13.5% | $171,082+8.9% | $273,972-32.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 76.7%+23.3pp | 83.0%+17.0pp |
| Annual return | -4.79% | 25.14%-29.9pp | 32.56%-37.4pp | 41.46%-46.2pp |
| Employer contribution / active EE | $1,824 | $4,967-63.3% | $4,002-54.4% | $4,869-62.5% |
| Participant deferral / active EE | $13,284 | $5,543+139.6% | $4,797+176.9% | $5,287+151.3% |
| Admin fee / account holder | $1,661 | $10,846-84.7% | $8,520-80.5% | $10,133-83.6% |