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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,315 | $138,114-6.4% | $125,391+3.1% | $134,545-3.9% |
| Participation rate | 62.5% | 84.5%-22.0pp | 82.4%-19.9pp | 81.2%-18.7pp |
| Annual return | -13.37% | 750.88%-764.3pp | 572.41%-585.8pp | 418.37%-431.7pp |
| Employer contribution / active EE | $8,551 | $5,246+63.0% | $4,816+77.6% | $4,742+80.3% |
| Participant deferral / active EE | $7,412 | $7,801-5.0% | $7,448-0.5% | $6,401+15.8% |
| Admin fee / account holder | $635 | $11,570-94.5% | $10,009-93.7% | $11,431-94.4% |