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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,704 | $176,105-29.2% | $159,474-21.8% | $167,536-25.6% |
| Participation rate | 66.7% | 85.0%-18.3pp | 82.8%-16.2pp | 82.1%-15.4pp |
| Annual return | 11.99% | 331.91%-319.9pp | 263.68%-251.7pp | 478.82%-466.8pp |
| Employer contribution / active EE | $7,601 | $5,299+43.4% | $4,831+57.3% | $4,839+57.1% |
| Participant deferral / active EE | $3,588 | $7,751-53.7% | $7,353-51.2% | $6,342-43.4% |
| Admin fee / account holder | $23,984 | $12,559+91.0% | $10,802+122.0% | $12,315+94.8% |