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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,950 | $183,539+55.3% | $155,556+83.2% | $145,897+95.3% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 13.46% | 61.31%-47.8pp | 64.84%-51.4pp | 552.29%-538.8pp |
| Employer contribution / active EE | $4,183 | $5,315-21.3% | $4,675-10.5% | $4,663-10.3% |
| Participant deferral / active EE | $8,465 | $6,467+30.9% | $5,631+50.3% | $6,689+26.5% |
| Admin fee / account holder | $5,987 | $19,275-68.9% | $15,885-62.3% | $13,390-55.3% |