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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,026 | $93,064+106.3% | $74,577+157.5% | $273,972-29.9% |
| Participation rate | 69.2% | 74.9%-5.7pp | 68.1%+1.1pp | 83.0%-13.8pp |
| Annual return | 9.04% | 26.18%-17.1pp | 20.47%-11.4pp | 41.46%-32.4pp |
| Employer contribution / active EE | $2,067 | $3,160-34.6% | $2,525-18.2% | $4,869-57.6% |
| Participant deferral / active EE | $6,300 | $4,160+51.4% | $3,458+82.2% | $5,287+19.1% |
| Admin fee / account holder | $0 | $5,273-100.0% | $4,138-100.0% | $10,133-100.0% |